Our Process

Initial Consultation

We start with an initial consultation. Credit Recovery is a process and it is important that you know what the Credit Recovery process entails. This consultation will go over everything from how we work to what the next few months will look like on your road to complete credit recovery. Feel free to have any questions or resources prepared before hand that you think might help.

Our Program

If you are going to participate in our credit dispute assistance program, we need a confirmed receipt copy of your credit report as soon as possible. You may obtain a free copy of your credit report at www.annualcreditreport.com. Once you send us the credit report, you will receive a CONFIRMATION email back letting you know we received the credit report. If you do not receive a confirmation, we did NOT receive it. Please allow 24 hours for confirmation.

If two people are listed on a purchase application, we need credit reports on BOTH individuals before any analysis is conducted on the credit report and the initial dispute letters are drafted for each person.

Our Guarantee

Our Corporate Processing Team is very efficient and makes every effort to maintain 100% accuracy…but human error is a factor when physically preparing your credit dispute letters so please make sure you check the credit dispute letters for accuracy. Once your credit report has been received and confirmed, they are immediately placed in the next 24 hour work flow and your initial dispute letters will usually be sent to you within 48 hours or less.

Once your initial letters have been sent to you, please REPLY to the email containing the Thank You Letter, Customer Instruction Letter, and Dispute Letters. This will alert us that you have received your initial letters. At this time you will be set up on the Newsletter System. It may take a couple of weeks to receive your first newsletter but once they begin, you will receive them regularly for 16 consecutive weeks. They will highlight eBook features, current news and friendly reminders of keeping in constant communication with us.

It is imperative that you get the initial dispute letters signed and include two forms of identification in each envelope you mail to the credit bureaus. This ensures a timely and efficient process of improving your credit score.

You will need TWO forms of ID sent to the three credit bureaus ASAP! Tracking can be done, but is not a must… Once this has been completed the waiting begins. We do not have any influence or control over the credit bureaus at all. They have 30 days to investigate your dispute which in real time means about 45 days. During this time, You will also receive information to enhance your credit score. Using these educational tools will maximize your score.

Less than 45 days later you will receive an “acknowledgment” letter from the three credit bureaus in about 20-25 days from the day they were sent out. These “acknowledgment letters can be very deceiving. PLEASE DO NOT RESPOND TO ANY OF THE CREDIT BUREAU RESPONSES YOU RECEIVE ON YOUR OWN! An acknowledgment may appear to state the credit bureau will not investigate your dispute that you didn’t send in the correct identification or that you may follow up and respond to this dispute online… that is all FALSE or MISLEADING information designed to get you to back off and not continue or complete the investigation…LET US RESPOND TO EVERYTHING ON YOUR BEHALF!

We know this may be extremely stressful on you to be in this situation and we have empathy because almost everyone here in our company has had a need for the same Credit Restoration you are going to receive. We are passionate about partnering with you to restore your credit and we will do whatever it takes, legally, to assist you in fixing your bad credit.

Establish Good Credit

As you begin you credit restoration you will receive the “Results of Investigation” in the mail from each of the three credit bureaus, please send the results to us immediately by…

E-mailing us directly: info@excellentcreditscores.com
Faxing them toll free to: 866-963-3848
or Mailing them to us via Unites States Postal Service mail:
Excellent Credit Score LLC
155 N. Riverview Rd Suite #100
Anaheim, CA 92808

The Credit Education Book answers the tough credit questions and is a comprehensive overview of the Credit System, Debt Management and strategies for paying debt off. Budgeting Techniques that are not commonly taught are included. When you purchase the Credit Education Book you will receive a 12 month credit dispute assistance program! This will include a custom analysis of your credit report and our corporate office will prepare every one of your credit dispute letters for you for up to 12 months at no additional cost.

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In short order you will be on your way to a full credit recovery.